Debt funders
Find debt
Describe the facility — size, security, sector, where — and the lenders most likely to fund it are ranked, each with a profile: who they lend to, typical ticket, security, tenor and how to reach them.
How it works
Describe it
A few sentences about the business and what it needs — plus a website if there is one. No forms to work through first.
What was typed
“An exporter of apples, with orchards, a packhouse and cool stores. Seeking a $20,000,000 facility to fund orchard development and seasonal working capital, secured by a general security agreement over the business.”
Read the brief
The description is turned into criteria: sector, size, where, what is on offer. Every one is shown to you to correct before anything is scored.
What it read
yours to correctScore the pool
Hard constraints filter the pool, then each survivor is scored against your brief and given a written reason — not a similarity number.
The pool, narrowing
hard filters first, then judgementWork the shortlist
Ranked by fit, with the reasoning. Shortlist, reject, and save the brief to be told when someone new fits it.
Find lenders →Lenders
ranked by fitThe specialist NZ agribusiness bank, with rural and food & agri manufacturing squarely its focus and a NZ$150m ceiling well above the $20m ask — the natural first call for orchard development finance.
Explicitly lends across horticulture and viticulture, matching [the borrower]’s apple orchards; no ticket ceiling stated.
Major NZ bank with an established agribusiness lending book; a $20m GSA facility for an established profitable exporter is everyday business for them.
Scored out of 100, not a percentage — 65+ is a strong fit.
Pricing a facility? Business Borrowing shows indicative NZ bank margins and how much debt a business can carry.